Do you feel like you've been paying too much to insure your vehicle? Are you wondering how your friends are able to stay insured without going broke? Insurance is an essential part of owning any sort of vehicle. Without insurance, you're not legally able to drive on the road. When you have a limited budget, this can feel like a serious burden, but it doesn't have to be that way. There are a number of things you can do that may help get your insurance payments down to something that you feel you can actually afford.